As a financial professional with a thriving business, I’ve met many multimillionaires. I now see that their issues are the same as anyone else’s; there are just more zeros.

I didn’t come from money; I had to work for everything I’ve ever had. I’ve racked up credit card debt. I’ve had student loans. I’ve had lots of money and I’ve lost or spent lots of money.

When it comes to creating a plan for wealth, none of that really matters. What’s more important is to understand the “why” behind the behavioral swings that occur in your financial life.

To find out, you must tap into the many feelings, fears and beliefs bubbling below the surface, deep within your soul.