Not everyone has a clear view of their current financial situation. In fact, most people don’t. It takes a lot of work to reframe how you think about paying for the lifestyle you want and deserve. Here is something that I learned in my 15 years of wealth management. There is no real responsibility or accountability with credit card use. There is 100% responsibility when you spend cash. There is something energetically different about handing over $500 in cash for that new pair of shoes rather than swiping a credit card.
Guide your money toward the places and things that are important to you. Choose to operate on a cash basis and stop wasting money on credit card finance charges. You work hard for your money…don’t you deserve to keep it?