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September 2013

You Already Have It All

By | Accumulators, Advice from Julie Murphy Casserly, Blog | No Comments

blog-imageShopping is fun. That’s what everyone tells us: friends, media and even ourselves. But when you’re struggling with your finances, shopping turns into a quick fix that escalates an already large problem.

What’s your biggest shopping addiction? Is it shoes? Handbags? Dinner out several times a week? Or maybe it’s just the act of swiping the credit card that excites you?

The bigger question here is this: what are you trying to mask? Accumulating things with no real want or desire behind the item itself is a sign that you’re unhappy. You’re trying to fill a void in your life with the material things that you think will enhance your life. And, mostly likely, it hasn’t worked.

Luckily for you, I have a solution to your addiction to accumulation. You want to live a certain life, and you think that the things you buy are getting you closer to that life. Spoiler alert: they’re not. If anything, they’re pushing you further away from the life you truly desire. But there is a truth here that you are over looking:

You already possess everything you need to live your dream life.

You may not see it, but take a closer look at what you have. No, not what’s in the closet or the driveway. And I’m not talking about your job title or your available credit card balances either.

I’m talking about the things you do that make you happy on a daily basis. It may only be a few fleeting seconds of bliss, but it matters. And it’s the basis of that dream life you desire so badly.

Action step

For the next week, take notice of those moments when you are truly happy. Embrace the moment totally. Then write a little note to yourself: where you were, what you were doing, and what part of it brought on that great feeling.

There’s a big misconception that one must purchase their dream life in one way or another. That’s not true. You are already experiencing what you love, you’re just not noticing the moments when it’s happening. It’s time to take notice. Your dream life right at your fingertips. Grab it.

How To Fund Your Dreams

By | Advice from Julie Murphy Casserly, Blog, Dreamers | No Comments


I’ve talked a lot about what it means and how it feels to be a dreamer. Sure, there is some negative connotation with constantly having new ideas about what you want. But as I’ve said before, no dream is idle. You are one of the lucky ones. You have both the energy, the openness and the creativity to allow dreams to manifest within you. That’s why I want to discuss the money behind the idea.

As much as money affords opportunity, I believe that you can turn the money you have right now and get started creating your own opportunity. Dreaming and pursuing those dreams shouldn’t be reserved just for the wealthy. You’re not rich? That’s okay. I wasn’t either when I decided to open my own financial business. You just need to be practical and smart with where you invest your time and how you save, spend and invest your money.

Find the root of your dream

Think back to your childhood and teenaged years, and think about the things you did with no prodding from mom and dad. Like the dance classes you couldn’t miss or the instrument you played all through middle school, high school and college. As we get older, we look back on the things we did in the past as child’s play. Maybe, however, they’re more than that. Your dreams now may be rooted in the hobbies you had when you were younger; the key is to look for what used to make you giggle.

Take some time to explore where those big ideas are coming from. I’m not saying to put those ballet toe shoes back on, but there are many ways you can get involved with that industry and be around what you love daily. Be open-minded and follow your pursuits to wherever they may take you, then watch as your personal judgement begin to rise. Let it come up, then release it. This allows you to move forward and not repeat the patterns that have kept you stuck for years.

Seek out as much financially stability as possible — or don’t!

No matter how small and seemingly insignificant, taking a risk is pretty scary. Pursuing your dream – even if it’s as “safe” as can be – can be incredibly intimidating. You know what you want to happen, but you have no idea if chaos will ensue along the way to success. Trust that when you follow your personal intuition, all will fall into perfect alignment.

Being financially stable while making these types of moves is rubbish. Clear up your past, while living in your current reality today and create that dream for your future, simultaneously.

You know the saying “You’re never going to be financially ready to have a child. Just do it and it’ll all work out.” Well, your dreams are the same. If you keep getting ready to have enough savings before you move forward, you’ll never do it. There’s no time like the present.

Automate your bills and other accounts whenever possible

And the best way to make sure your past and present stay in line? Automation. Technology today makes it possible to stay on top of our finances with very little manual upkeep. Spread out all your monthly bills and income – this is a great exercise on its own – and research your payment options. Most banks will allow you to transfer money directly from your check to the necessary source.

Taking responsibly of your dreams also means doing the same with your financials. Create a situation that both allows you to build wealth while also building your dreams. You already know what excites you. Now, take action. Start with something small like $10 a month into your “dream bucket” and watch the shift begin. Happy living!